How to Build Your Deposit Without Breaking a Sweat?
A 20% deposit often means better interest rates, but if you’re short on funds, don’t worry—smaller deposits are still possible. Many first-home buyers rely on KiwiSaver (leaving a minimum balance of $1,000), ask family for help through gifts or guarantor support, and start saving strategically by opening a dedicated account and cutting back on everyday extras.
Taking the Mystery Out of Home Loan Applications
Getting pre-approved not only focuses your search on homes you can afford but also signals to sellers that you’re a serious buyer. Lenders look at your track record of saving, your credit score, and how your income compares to your expenses.
Getting the right documents together—from proof of income to bank statements—becomes much easier when you have guidance throughout the process.
Feeling overwhelmed about buying your first home? You’re not alone. We’ve guided thousands of Kiwis into their new homes, and we can do the same for you.
Make a Difference
Finding a Place That Really Feels Like Home
Whether you’re eyeing a modern new build or a cozy older house, it’s all about balancing style, location, and long-term growth. Prime Wealth provides insight into different property types, local market trends, and factors like proximity to schools and community amenities.
If you’re unsure where to start, our recommendations for reputable property websites and real estate agents help you explore a wide range of options with peace of mind. We’ll also advise you on what to watch out for during viewings, so you can avoid surprises down the line.
Sealing the Deal and Moving In
Purchasing a home—whether through negotiation, auction, or tender—can be complex, but Prime Wealth will guide you each step of the way. We’ll help coordinate essential checks, liaise with solicitors, and ensure a smooth settlement process. With our expert support, you’ll move into your new home with confidence and peace of mind.
Build Your Dream With Experts
Contact
Have a question about mortgages or financial planning? Reach out to our advisers, and we’ll get back to you within 24 hours to help you move forward with confidence.
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